When building with Payfi, we understand you need to test your implementations in a test environment before going live. That is why we've provided you with a list of test credential to use for test purposes. The credentials cover a variety of use cases and simulations for failed and successful transactions with specific messages. Here they are:

For Eligible Accounts

Account: 07022222222
Pin: 1234
OTP: 111111

For Ineligible Accounts

Account: 07022222221
Pin: 1234
OTP: 111111